Purchase Gold On Credit (Comparative Study Of The Opinions Of Shaykh Wahbah Az-Zuhaili And Ibn Taymiyyah)

Authors

  • Muhammad Zakwan Roji Universitas Islam Negeri Sumatera Utara
  • Zainal Arifin Purba Universitas Islam Negeri Sumatera Utara

DOI:

https://doi.org/10.63477/jols.v3i3.594

Keywords:

Gold Purchase, Credit, Ats-Tsamaniyyah, Ibn Taymiyyah, Wahbah az-Zuhaili

Abstract

The purchase of gold on credit is a muamalah transaction that has generated differences of opinion among scholars regarding gold as a ribawi commodity and the application of ats-tsamaniyyah. This study aims to analyze the views of Shaykh Wahbah az-Zuhaili and Ibn Taymiyyah concerning purchasing gold on credit and the istinbath methods used. This research uses library research with a comparative approach. Primary data were obtained from the works of both scholars, while secondary data were derived from the Qur'an, hadith, fatwas, books, and relevant journals. Data were analyzed using comparative analysis and tarjih. The findings indicate that Wahbah az-Zuhaili prohibits purchasing gold on credit because gold remains a ribawi commodity subject to taqabudh. In contrast, Ibn Taymiyyah permits it when gold functions as a commodity or asset rather than a medium of exchange. This difference stems from their understanding of the 'illah of riba and the changing function of gold.

Downloads

Download data is not yet available.

References

Abdullah bin Sulaiman al-Manī'. Buḥūth fī al-Iqtiṣād al-Islāmī. Cet. 1. Beirut: al-Maktab al-Islāmī, 1416 AH/1996 AD.

Achmad, H., Syafwendi, S., Achmad, A. D., & Syarifah, M. (2022). Analysis of the sale and purchase of gold on credit based on Islamic madhhab and contemporary Islamic thought: A case study in Indonesia. El-Iqtishod: Journal of Sharia Economics, 6(2), 1–17. https://doi.org/10.70136/el-iqtishod.v6i2.301

Adha, Musdalifah. "A Comparative Study on the Law of Buying and Selling Gold on Credit according to the Views of An-Nawawi and Ibn Taymiyyah." Thesis, State Islamic Institute (IAIN) Parepare, 2022.

Ahmad ibn 'Abd al-Halim ibn Taymiyyah al-Harrani. Al-Mustadrak 'ala Majmu' al-Fatawa. Volume IV. T.t.p.: T.P., 1997.

Ahmad ibn 'Abd al-Halim ibn Taymiyyah al-Harrani. Majmu' al-Fatawa. Volume XXIX. T.t.p.: Dar al-Wafa', 2005.

Alā' al-Dīn Abū al-Ḥasan 'Alī ibn Muḥammad al-Ba'lī al-Dimasyqī. al-Ikhtiyārāt al-Fiqhiyyah min Fatāwā Shaykh al-Islām Ibn Taymiyyah. Cairo: Dār al-Istiqāmah, 2005.

Ali Jum'ah Muḥammad. "Ḥukm Bai' al-Dhahab al-Maṣūgh bi al-Taqsīṭ." Dār al-Iftā' al-Miṣriyyah, Fatwa No. 820, September 9, 2007.

National Sharia Council–Indonesian Ulema Council. DSN-MUI Fatwa Number 77/DSN-MUI/V/2010 concerning Cashless Buying and Selling of Gold. Jakarta: DSN-MUI, 2010.

Jalāl al-Dīn al-Suyūṭī. Al-Ashbāh wa al-Naẓā'ir. Beirut: Dār al-Kutub al-'Ilmiyyah, 1990.

Cashmere. Banks and Other Financial Institutions. Jakarta: PT RajaGrafindo Persada, 2000.

Muḥammad ibn 'Alī al-Syaukānī. Irsyād al-Fuḥūl ilā Taḥqīq al-Ḥaqq min 'Ilm al-Uṣūl. Beirut: Dār al-Kutub al-'Ilmiyyah, 1999.

Muslim bin al-Ḥajjāj. Ṣaḥīḥ Muslim, Kitāb al-Musāqāt. Beirut: Dār Iḥyā' al-Turāth al-'Arabī, t.t.

Rahayu Ningsih, P., & Rahman, T. (2023). Analysis of BSI gold installment product financing procedures in an effort to increase customers at Bank Syariah Indonesia KC Bojonegoro. Journal of Justisia Ekonomika: Master of Sharia Economic Law, 7(2), 935–946. https://doi.org/10.30651/justeko.v7i2.20651

Sholihin, M. (2021/2022). Legal reasoning of credit on buying and selling gold: Mapping the debate on 'Illat al-Hukm. Legitimacy: Journal of Criminal Law and Legal Politics, 10(2). https://doi.org/10.22373/legitimasi.v10i2.11345

Wahbah al-Zuḥaylī. Al-Fiqh al-Islāmī wa Adillatuhu. Juz IV. Beirut: Dār al-Kutub al-'Ilmiyyah, 2011.

Wahbah al-Zuḥaylī, Al-Mu'āmalāt al-Māliyyah al-Mu'āṣirah (Damascus: Dār al-Fikr al-Mu'āṣir, 2002)

Downloads

Published

2026-09-08

How to Cite

Roji, M. Z., & Purba, Z. A. (2026). Purchase Gold On Credit (Comparative Study Of The Opinions Of Shaykh Wahbah Az-Zuhaili And Ibn Taymiyyah). Journal of Legal Sustainability, 3(3), 41–57. https://doi.org/10.63477/jols.v3i3.594
Abstract viewed = 49 times