EFENDI, Hairullah; WINARIO, Mohd; KHAIRI, Rifqil; IRWAN, Yudi. Wadiah Untuk Dana Pensiun Syariah: Inovasi Hibah Sukarela Versus Bagi Hasil Di Negara Berkembang. Journal of Economic, Management, Business, Accounting Sustainability, [S. l.], v. 3, n. 3, p. 28–39, 2026. DOI: 10.63477/joembas.v3i3.575. Disponível em: https://el-emir.com/index.php/joembas/article/view/575. Acesso em: 23 aug. 2026.